Indexed Annuities

Secure Your Retirement with Annuities from JPA Financials

Enjoy Steady, Guaranteed Income for Life with Our Annuity Services

At JPA Financials, we understand the importance of securing your financial future and ensuring a comfortable retirement. That’s why we offer a range of annuity services designed to provide steady, guaranteed income for life. With our annuities, you can enjoy peace of mind knowing that your retirement is secure and that you’ll have the financial stability you need to live the life you’ve always wanted.

What Are Annuities?

An annuity is a contract between an individual and an insurance company that guarantees a regular income stream in exchange for a lump sum payment.

This payment can be made either in a single payment or through a series of payments over time. The income payments can start immediately or be deferred to a later date.


Do You Qualify for the New Annuity Options?

See if one of the new, flexible annuity options works in your retirement portfolio.

Protect Your Retirement Income with Our Annuity​

At JPA Financials, we understand that annuities are not a one-size-fits-all solution. The type of annuity that’s best for you will depend on your individual circumstances and financial goals. This is why we provide personalized guidance to help you make informed decisions.

Categories of Annuities

Annuities can be categorized in several ways, including:

With a fixed annuity, the interest rate is set for a predetermined period, typically one to ten years. The insurance company assumes the investment risk, and the investor is guaranteed a minimum rate of return. On the other hand, with a variable annuity, the underlying investments are tied to the stock market, and the return on investment fluctuates based on market performance.

Accumulation or pay-out (deferred or immediate) Deferred annuities are designed to accumulate funds over time, while immediate annuities provide an income stream starting within the first year of investment.

A fixed-period annuity provides regular payments for a set number of years, while a fixed-amount annuity guarantees a set payment amount for the duration of the contract. Lifetime annuities, as the name suggests, provide income for the investor’s entire lifetime.

Qualified annuities are purchased with pre-tax dollars, such as those held in a 401(k) or IRA, and the income is taxed as ordinary income when distributed. Nonqualified annuities are funded with after-tax dollars, and taxes are only paid on the earnings when distributed.

With a single premium annuity, the investor makes a one-time lump sum payment. Flexible premium annuities allow for ongoing contributions over time.

Protect Your Retirement Income with Our Annuity​

At JPA Financials, our licensed professionals have years of experience and expertise in the financial industry. We understand that investing in an annuity can provide a guaranteed income stream and peace of mind, but it’s important to carefully consider your options and work with a licensed professional before making any decisions.

Our personalized guidance ensures that you make informed decisions based on your unique financial situation and goals. We’re dedicated to helping you achieve financial success and security through tailored financial planning and sound investment advice.

Investing in annuities and other financial products can be complex, but with the right guidance and advice, you can achieve your financial goals. Contact us at JPA Financials to learn more about how we can help you navigate the world of annuities and other financial products.

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